| Bank | Interest Free Overdraft per year | Incentives / Benefits | Apply Now |
Abbey
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Up to £2000 (£1000 in first year) | £50 Cash Gift |
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Barclays
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Year 1 - £1,000 Year 2 - £1,250 Year 3 - £1,500 Year 4 - £1,750 Year 5 - £2,000 |
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Co-operative
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£1,400 in Year 1, rising to £2000 in Year 3. | £100 Cheque Guarantee Card |
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Halifax
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Up to £3000 | 25% discount on AA-Breakdown cover 20% discount on Card Care card protection insurance |
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HSBC
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Year 1 - £1,000 Year 2 - £1,250 Year 3 - £1,500 Year 4 - £1,750 Year 5 - £2,000 |
Two Years Worldwide Travel Insurance |
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Lloyds TSB
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0 – 6 months - £500 7 – 9 months - £1000 9+ months – apply for £1500 Years 2 + 3 - £1500 Years 4, 5 + 6 - £2000 |
Free £20 cash 1 year YHA Membership 35 Free Music Downloads Free NUS Extra Card |
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Natwest
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Year 1 - £1,250 Year 2 - £1,400 Year 3 - £1,600 Year 4 - £1,800 Year 5 - £2,000 |
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Royal Bank of Scotland
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Up to £2,750 | For Scottish Students: 3 year 16-25 Rail card £100 off Asus laptops Free Student Discount Card 4 Free Album Downloads from EMI |
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Smile
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Year 1 - £1,000 Year 2 - £1,400 Year 3 - £1,800 Year 4 - £2,000 |
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